Tom Kozlik

Tom Kozlik


Head of Municipal Strategy and Credit at HilltopSecurities; former @PennFels instructor & alum; #newfiscalreality #muniland; tweets not endorsements

3355 followers  •  703 follow  •    •   https://t.co/0j5XN0HvZe

"Harnessing a new sense of solidarity, citizens of states and cities will rise to face the enormous challenges ahead such as climate change and transforming our era of historic inequality into one of economic inclusion," @Arfung  @Kennedy_School  @politico 

"In order to make effective, sustained progress toward increasing diversity throughout the industry, today’s leaders must be proactive, passionate, and committed to change," wrote Hilltop's CEO Brad Winges

"As one of the nation’s leading municipal investment banks, HilltopSecurities’ professionals are available to assist hospitals by providing financial advice and proposed..."

“In the next several days to a week or so, we’re going to continue to see things go up. We cannot be discouraged by that. Because the mitigation is actually working, and will work,” said #DrFauci 

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“There is no clear answer,” to the question of how to make up for lost state and local revenues. #muniland 

"State transportation depts. need $50B in federal funds to offset significant revenue declines due to plummeting road travel & gasoline sales, according to the American Association of State Highway & Transportation Officials," wrote @RyanBeeneA  #muniland 

"We still don’t know precisely how this would work, but I don’t think it will have much impact on issuance of long term bonds," wrote @JoeMysak  #muniland 

We took a look at the U.S. non-profit healthcare sector: The CARES Act allocated $100 billion to a Public Health and Social Services Emergency Fund to help healthcare facilities respond to the COVID-19 pandemic. #muniland 

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"From small-town Vermont to Los Angeles, local governments are commandeering shut-down hospitals to add space amid the #coronavirus  pandemic—a trend that could revamp the market for #healthcare  facilities," wrote Peg Brickley@WSJ  #muniland 

This is just the beginning of the #NewCOVID19Normal , and the rating agencies are charged with the responsibility of defining and assessing issuers’ abilities and willingness as it unfolds. #muniland 

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Good things happen in #NewJersey  "Country music star ’s money is no good at , at least when one South Jersey substitute teacher is around," wrote

I am happy to join HilltopSecurities as Head of Municipal Strategy and Credit. #muniland 

“He is all #Texas , he is all #USMarine , he is all business, but in time we learned he is all heart,” said @HawkeyeFootball  coach Kirk Ferentz about former #Iowa  coach Hayden Fry at today’s celebration of life in #Frisco  @USMarineCorps 

Article about made the fro #publicpensionst  page of the today. Focuses on the often overlooked human, financial planning impact of pension underfunding, not just ratings, credit. #muniland 

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Some states have not replenished rainy day funds and are not ready for budget pressures, our latest muni commentary

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