Just trying to make sense of humans
Pretend investors think they need to monitor their investments all the time. Real investors know it takes a long time for a tree to grow and would never dig it up to see if the roots are growing. Be a real investor...not a pretend one.
The concept...the very idea...of retirement is dumb. Waiting until some arbitrary age to enjoy life PLUS stopping all meaningful work all at once...DUMB. I will never retire. I will just do more of that stuff I like, and less and less of the stuff I don't.
You don't hire a financial planner because your stupid, or incapable (quite the opposite)...you hire one because they are not you. We all have blind spots, and by definition, you can't see your own.
I’m scared. So what do I do about it? 1- Sit there. Do nothing. Feel it. Be aware if it. No solutions in this step. Just feeling all the feels. 2- Get clear about what I can control. 3- Do something. Take some micro-actions based on #2 . 4- Repeat. Over and over.
Remember real financial planners deserve to be paid for telling people to do nothing when nothing is the right thing to do. Confidently telling someone to do nothing is really hard work.